Benefits

Why Use Paytions?

You will never buy miles after you start using Paytions. We make accumulating miles a breeze.

01

Earn Rewards

You deserve some “points” for paying your mortgage. Literally!

02

Use Gift Cards

Have unused gift cards? Simply apply the desired amount during payment

03

Buy Time

Put your money to work by tapping into your card’s credit & enjoy the extra time!

04

Meet Target Spend

New credit card? Meet the minimum credit card spend requirement.

05

Travel In Style

Earn miles at a fraction of the cost & transfer to your favorite travel partners!

About US

Democratizing Mortgage Payments

Paytions stands for Payment Options. Paytions was founded to democratize bill payments, starting with mortgages. You deserve to pay them however you choose.

And earn rewards while you’re at it! Whether you are trying to meet the minimum credit card spend for a sign-up bonus or simply have unused gift cards, Paytions can help you use it!

Show Me How
About Ourselves

Paying With Paytions

Get To Know The Basics Of Paying
With Us

Information We Need

To pay your mortgage, we need the property address, and the details of your mortgage lender, Typically, your mortgage statement has all the information.

To verify it’s you making the payment, we also need a government issued Photo ID

How Much Can I Recive?

Pricing

We charge a 3% service fee if you choose to pay with a credit card. For debit and prepaid gift cards, this fee is set at 2%.

We partner with payment processors and banks to process your mortgage. Our service fees is inclusive of any fees charged by them.

How Much Does It Costs?

Timeline

How quickly your transaction posts will depend on your lender.

If your lender is a direct partner, the mortgage payments may be processed electronically within as early as 3 business days.

In some cases, we need to send out paper checks to your lender, which can take up to 10 business days to post.

How Do I Repay?

Difference Of Us

What Makes Us
Different Form Other?

We’re laser focused on our customers! While there are milestones to be accomplished, we believe we have the right team that exactly knows how to make great products for our customers.

We take compliance seriously! Our team has significant experience in regulatory compliance and we know how important personal data is.

Secure Process

Paytions is PCI compliant and adopts latest data security standards and resources for safe payments.

US Based Customer Support

Paytions has a US based customer service team that is readily available to answer any questions you may have.

Favorable Pricing

We negotiate with payment processors and banks to get the best rate for you.

Questions You Have

Frequently Asked Questions

Can I use prepaid gift cards from Visa/Mastercard/Amex?

Yes. The payment page even lets you choose the exact amount that you want to charge on each prepaid card. Pro tip: Just make sure you select Debit Card to avoid the higher Credit Card rate.
It depends! Some lenders allow us to send your mortgage funds electronically while others only accept checks. A rule of thumb is to allow between 5-10 business days for the payment to post.
Paytions does not store your credit card information in its own servers. All credit card information is stored within our payment gateway provider’s servers.
No. While you can use multiple debit cards in the same transaction and vice versa for credit cards, mixing debit and credit cards in the same mortgage payment is not allowed.
Not currently. We are working on a product that will allow customers to charge their cards now to apply towards a prepaid balance that can be used towards mortgage payments later.
Absolutely! Customers can log into their Paytions account and download the transactions history for any date range they want.

Still Have Questions?

Call Us We Will Be Happy To Help
+1 (201) 358-0739
Monday - Friday
9AM TO 8PM Eastern Time

United States

1154 Washington Ave
Township of Washington
NJ 07676